2024’s Best Senior Credit Cards: American Express® Gold Card

American Express® Gold Card

American Express Gold Card

  • Rewards: 4X Membership Rewards® points at Restaurants (plus takeout and delivery in the U.S.) and at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X), 3X points on flights booked directly with airlines or on amextravel.com, 1X points on all other purchases.
  • Welcome Bonus: Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Annual Fee: $250
  • Intro APR: Not applicable
  • Regular APR: See Pay Over Time APR
  • Foreign Transaction Fee: None
  • Credit Needed: Excellent/Good
  • Benefits for Seniors: The card includes a variety of travel and dining perks. You’ll get up to $120 worth of Uber Cash annually ($10 per month) and up to $120 worth of annual dining credits ($10 each month) when you pay for dining via Grubhub, Milk Bar, Wine.com, Goldbelly, The Cheesecake Factory and certain Shake Shack restaurants (enrollment required).

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